They say “You can take the boy out of New York but you can NEVER take the New York out of the boy”. I am proof that this is undoubtedly true. At first, when we moved to San Diego 9 years ago, the culture shock was pretty dramatic. It took years to find a half-decent pizza place, and I have yet to find a bagel that is even close to an H & H. In fact, I have had H & H bagels shipped overnight via Fedex for my wife’s birthday. I also miss Yankee Stadium with all my heart, but I do get to see them with my Uncle Steve every time they come to Anaheim. But most of all I miss my friends, family, and the NY people in general, of course. It has been 9 years of adapting to different politics, different people, different lifestyle, less-than-adequate pizza, but I’ll never go back!
The truth is that I can honestly say that the 70 degree weather year round, the awesome beaches (dolphins all the time), the outdoor life, the world famous San Diego Zoo, great schools and the family life in general fills the aforementioned voids. Living in Carlsbad, a suburb of the City of San Diego is a real treat. We don’t have to deal with much traffic and the general entrepreneurial spirit makes it a great community. My oldest son adapted rather quickly from Snow Skiing to surfing and from ice skating to roller blading. 
The great news from anybody considering the move is that real estate has come down in value significantly, at least for the time being. Mortgage rates are also at historical lows, so in essence there is no time like the present to take the plunge. Depending on the area that you are considering, a large number of homes are being sold in the $400’s. The reassurance of my decision to move here is magnified 10 fold every Thanksgiving when there is a massive nor’easter in the North East.
Since I am in the Real Estate field I must make the statement that there are a number of outstanding Realtors and mortgage lenders, like yours truly, to make the dream a reality.
Michael Mekler is an active loan officer. Reach Michael via email at mmekler@fhaexpert.net or call toll-free to 1-888-218-0094



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