Comments for Carlsbad, CA Jumbo Loans http://www.mikemekler.com Your Source For Mortgage and Real Estate Information Sat, 13 Feb 2010 00:06:55 +0000 hourly 1 http://wordpress.org/?v=3.2.1 Comment on How long does it take to go from “Exotic” assets to “Toxic” assets? by How the fed will impact interest rates in 2010? | Real Estate Industry Blog http://www.mikemekler.com/2009/05/22/how-long-does-it-take-to-go-from-%e2%80%9cexotic%e2%80%9d-assets-to-%e2%80%9ctoxic%e2%80%9d-assets/comment-page-1/#comment-18 How the fed will impact interest rates in 2010? | Real Estate Industry Blog Sat, 13 Feb 2010 00:06:55 +0000 http://www.fhaexpert.net/blog/?p=30#comment-18 [...] was created due to the financial institutions Sub-Prime and Exotic loans. (Read earlier post “How long does it take to go from “Exotic” assets to “Toxic” assets?”.) Although finger-pointing is in extremely poor taste, it’s due time for Wall Street (and all [...] [...] was created due to the financial institutions Sub-Prime and Exotic loans. (Read earlier post “How long does it take to go from “Exotic” assets to “Toxic” assets?”.) Although finger-pointing is in extremely poor taste, it’s due time for Wall Street (and all [...]

]]> Comment on How long does it take to go from “Exotic” assets to “Toxic” assets? by How the fed will impact interst rates in 2010? | SAN DIEGO MORTGAGE REPORTS http://www.mikemekler.com/2009/05/22/how-long-does-it-take-to-go-from-%e2%80%9cexotic%e2%80%9d-assets-to-%e2%80%9ctoxic%e2%80%9d-assets/comment-page-1/#comment-17 How the fed will impact interst rates in 2010? | SAN DIEGO MORTGAGE REPORTS Fri, 12 Feb 2010 22:28:47 +0000 http://www.fhaexpert.net/blog/?p=30#comment-17 [...] was created due to the financial institutions Sub-Prime and Exotic loans. (Read earlier post “How long does it take to go from “Exotic” assets to “Toxic” assets?”.) Although finger-pointing is in extremely poor taste, it’s due time for Wall Street (and [...] [...] was created due to the financial institutions Sub-Prime and Exotic loans. (Read earlier post “How long does it take to go from “Exotic” assets to “Toxic” assets?”.) Although finger-pointing is in extremely poor taste, it’s due time for Wall Street (and [...]

]]> Comment on All in all, San Diego is still the greatest place in the world to live by Tweets that mention All in all, San Diego is still the greatest place in the world to live | SAN DIEGO REAL ESTATE AND MORTGAGE REPORTS -- Topsy.com http://www.mikemekler.com/2010/02/01/all-in-all-san-diego-is-still-the-greatest-place-in-the-world-to-live/comment-page-1/#comment-16 Tweets that mention All in all, San Diego is still the greatest place in the world to live | SAN DIEGO REAL ESTATE AND MORTGAGE REPORTS -- Topsy.com Fri, 05 Feb 2010 20:40:49 +0000 http://www.mikemekler.com/?p=99#comment-16 [...] This post was mentioned on Twitter by richandcreamy, San Diego Mortgages. San Diego Mortgages said: All in all, San Diego is still the greatest place in the world to live, http://ow.ly/12JlJ [...] [...] This post was mentioned on Twitter by richandcreamy, San Diego Mortgages. San Diego Mortgages said: All in all, San Diego is still the greatest place in the world to live, http://ow.ly/12JlJ [...]

]]> Comment on Will You Be Able To Explain The New Good Faith Estimate To Your Home Buyers by Giovanni Morgret http://www.mikemekler.com/2010/01/07/san-diego-fha-first-time-home-buyer-good-faith-estimate-to-your-home-buyers/comment-page-1/#comment-14 Giovanni Morgret Wed, 20 Jan 2010 07:45:16 +0000 http://www.fhaexpert.net/blog/?p=32#comment-14 Thank you for the post. I liked it. You have a very well-done site. Thank you for the post. I liked it. You have a very well-done site.

]]> Comment on Will You Be Able To Explain The New Good Faith Estimate To Your Home Buyers by Lanny Gagnier http://www.mikemekler.com/2010/01/07/san-diego-fha-first-time-home-buyer-good-faith-estimate-to-your-home-buyers/comment-page-1/#comment-13 Lanny Gagnier Fri, 08 Jan 2010 21:25:08 +0000 http://www.fhaexpert.net/blog/?p=32#comment-13 Thank you. Very useful article. Thank you. Very useful article.

]]> Comment on FHA Secure by fha lending http://www.mikemekler.com/2007/09/06/fha-secure/comment-page-1/#comment-9 fha lending Tue, 05 Jan 2010 05:17:06 +0000 http://fhaexpert.net/blog/uncategorized/fha-secure/#comment-9 <strong>fha lending...</strong> Foreclosure Assistance USA of Kenwood and American Foreclosure Professionals of Blue Ash with several violations of Ohio consumer protection law. A number of consumers have complained that the companies did not deliver on promises that they would halt ... fha lending…

Foreclosure Assistance USA of Kenwood and American Foreclosure Professionals of Blue Ash with several violations of Ohio consumer protection law. A number of consumers have complained that the companies did not deliver on promises that they would halt …

]]> Comment on President Bush in the News again by what is fha loan http://www.mikemekler.com/2007/08/31/president-bush-in-the-news-again/comment-page-1/#comment-7 what is fha loan Sat, 02 Jan 2010 22:26:06 +0000 http://fhaexpert.net/blog/uncategorized/president-bush-in-the-news-again/#comment-7 <strong>what is fha loan...</strong> You would be hard pressed to find a lender who will refinance your mortgage or give you a home equity loan on a home that is currently for sale. While lenders have different policies on the subject, a lender is going to be cautious about lending money ... what is fha loan…

You would be hard pressed to find a lender who will refinance your mortgage or give you a home equity loan on a home that is currently for sale. While lenders have different policies on the subject, a lender is going to be cautious about lending money …

]]> Comment on New Limits on FHA loans could reach $500,000 by FHA Mortgage FHA hom http://www.mikemekler.com/2007/09/14/new-limits-on-fha-loans-could-reach-500000/comment-page-1/#comment-12 FHA Mortgage FHA hom Thu, 24 Dec 2009 11:52:34 +0000 http://fhaexpert.net/blog/fha-in-the-news/new-limits-on-fha-loans-could-reach-500000/#comment-12 That would be great its about tine they finally raise the FHAloan imits, thanks for the info That would be great its about tine they finally raise the FHAloan imits, thanks for the info

]]> Comment on Letter from HUD regarding FHA-secure by Short Refinance http://www.mikemekler.com/2007/09/08/letter-from-hud-regarding-fha-secure/comment-page-1/#comment-10 Short Refinance Fri, 11 Dec 2009 16:21:19 +0000 http://fhaexpert.net/blog/fha-secure/letter-from-hud-regarding-fha-secure/#comment-10 <strong>Short Refinance...</strong> You would be hard pressed to find a lender who will refinance your mortgage or give you a home equity loan on a home that is currently for sale. While lenders have different policies on the subject, a lender is going to be cautious about lending money ... Short Refinance…

You would be hard pressed to find a lender who will refinance your mortgage or give you a home equity loan on a home that is currently for sale. While lenders have different policies on the subject, a lender is going to be cautious about lending money …

]]> Comment on FHA Secure by Best Refinance Rates http://www.mikemekler.com/2007/09/06/fha-secure/comment-page-1/#comment-8 Best Refinance Rates Tue, 01 Dec 2009 16:01:15 +0000 http://fhaexpert.net/blog/uncategorized/fha-secure/#comment-8 <strong>Best Refinance Rates...</strong> It is being reported that American Home Mortgage will cease business today and is declaring bankruptcy. In the very near future Accredited Home Lenders will also probably file. Both cite recent losses and their inventories of less than high quality mor... Best Refinance Rates…

It is being reported that American Home Mortgage will cease business today and is declaring bankruptcy. In the very near future Accredited Home Lenders will also probably file. Both cite recent losses and their inventories of less than high quality mor…

]]> Comment on Details you need to know about Private Mortgage Insurance (PMI) by Michael Mekler http://www.mikemekler.com/2007/08/27/details-you-need-to-know-about-private-mortgage-insurance-pmi/comment-page-1/#comment-6 Michael Mekler Fri, 22 May 2009 16:45:11 +0000 http://fhaexpert.net/blog/things-you-need-to-know-about-pmi/details-you-need-to-know-about-private-mortgage-insurance-pmi/#comment-6 Unfortunately, the only way that FHA allows for the PMI to be paid is on a monthly basis. The servicer has absolutely no opnions in the matter. The good news is that after 5 years, if you have made your payments on time, the PMI goes away regardless of the current value of your home. Unfortunately, the only way that FHA allows for the PMI to be paid is on a monthly basis. The servicer has absolutely no opnions in the matter. The good news is that after 5 years, if you have made your payments on time, the PMI goes away regardless of the current value of your home.

]]> Comment on Details you need to know about Private Mortgage Insurance (PMI) by michael jackson http://www.mikemekler.com/2007/08/27/details-you-need-to-know-about-private-mortgage-insurance-pmi/comment-page-1/#comment-5 michael jackson Thu, 21 May 2009 19:18:11 +0000 http://fhaexpert.net/blog/things-you-need-to-know-about-pmi/details-you-need-to-know-about-private-mortgage-insurance-pmi/#comment-5 Does the servicer have the opportunity to pay MI on an FHA loan quarterly, semi-annual, or annually, or are they required to make monthly payments? Does the servicer have the opportunity to pay MI on an FHA loan quarterly, semi-annual, or annually, or are they required to make monthly payments?

]]> Comment on Are the current iniciatives by the Fed and the President enough? by Michele http://www.mikemekler.com/2007/09/11/are-the-current-iniciatives-enough/comment-page-1/#comment-11 Michele Tue, 19 Aug 2008 21:16:00 +0000 http://fhaexpert.net/blog/fha-in-the-news/are-the-current-iniciatives-enough/#comment-11 Now Congress is taking away the 3% Down Payment Assistence Programs for FHA buyers. I think this will make things worse. It doesn't matter if you have Excellant credit now, you are going to need a down payment. Without the Down Payment Assistence for FHA, consumers with savings, are now going to need this money for down payments on a new home. That money saved could have been used for other services; retail, gas, products to boost the economy in other ways other then real estate. So sad that Excellant credit buyers who have tried so hard to maintain there credit are now required to use ALL there life savings for a down payment. The Down Payment Assistent Programs were not only helping buyers with little funds but it was also helping each State's budget. Any funds used for the Down Payment Assistent programs where thru a Non-Profit organization and a portion of those funds helped our state. My goverment let me down on this one. So sad!!! Now Congress is taking away the 3% Down Payment Assistence Programs for FHA buyers. I think this will make things worse. It doesn’t matter if you have Excellant credit now, you are going to need a down payment. Without the Down Payment Assistence for FHA, consumers with savings, are now going to need this money for down payments on a new home. That money saved could have been used for other services; retail, gas, products to boost the economy in other ways other then real estate. So sad that Excellant credit buyers who have tried so hard to maintain there credit are now required to use ALL there life savings for a down payment. The Down Payment Assistent Programs were not only helping buyers with little funds but it was also helping each State’s budget. Any funds used for the Down Payment Assistent programs where thru a Non-Profit organization and a portion of those funds helped our state. My goverment let me down on this one. So sad!!!

]]> Comment on How FHA Could Help Borrowers by mmekler http://www.mikemekler.com/2007/08/27/how-fha-could-help-borrowers/comment-page-1/#comment-3 mmekler Sat, 08 Sep 2007 02:11:33 +0000 http://fhaexpert.net/blog/uncategorized/how-fha-could-help-borrowers/#comment-3 You can originate loans as a mortgage broker. The surety bonds apply mainly to state licensing regulations not to HUD. I doubt very much that HUD would ever take a surety bond. I am licensed to do loans through HUD in 39 states. The unfortunate reality is that FHA became popular again only because of the media. If you don't already have a HUD approval you are looking at about a year to get the licensing in place. Call me if you need further information or a source to place your loans. You can originate loans as a mortgage broker. The surety bonds apply mainly to state licensing regulations not to HUD. I doubt very much that HUD would ever take a surety bond. I am licensed to do loans through HUD in 39 states. The unfortunate reality is that FHA became popular again only because of the media. If you don’t already have a HUD approval you are looking at about a year to get the licensing in place.
Call me if you need further information or a source to place your loans.

]]> Comment on How FHA Could Help Borrowers by Mary Jane http://www.mikemekler.com/2007/08/27/how-fha-could-help-borrowers/comment-page-1/#comment-2 Mary Jane Wed, 05 Sep 2007 19:47:08 +0000 http://fhaexpert.net/blog/uncategorized/how-fha-could-help-borrowers/#comment-2 This is all great but is FHA going to change the rules for Mortgage Broker Approval? Will we ever be allowed to supply a surety bond instead of a grueling audit? This is all great but is FHA going to change the rules for Mortgage Broker Approval? Will we ever be allowed to supply a surety bond instead of a grueling audit?

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